User Agreement

In order to utilize the website legendarypreciousmetals.com and other services provided by LEGENDARY PRECIOUS METALS, including but not limited to placing Sales Orders from LEGENDARY PRECIOUS METALS, and placing Purchase Orders to LEGENDARY PRECIOUS METALS, you are agreeing to the following terms, including, without limitation, the terms available by hyperlink (the “User Agreement”). These terms apply to all Orders, all Sales and all Purchases, whether made through the Website, by telephone or otherwise between LEGENDARY PRECIOUS METALS and client. The Agreement is entered into with all client(s) and LEGENDARY PRECIOUS METALS for the purchase, sale and trade of precious metals, independent graded coins, rare currency and all other products which LEGENDARY PRECIOUS METALS offers or may offer in the future.

This User Agreement contains 11 Sections. You may navigate directly to any Section by selecting the appropriate link below. The headings and subheadings below are for reference only and do not limit the scope of each section. Certain capitalized terms have specific definitions in Section 11 (Definitions).

The User Agreement governs all Sale and Purchase transactions, including but not limited to placement of Sales Orders from LEGENDARY PRECIOUS METALS and Purchase Orders to LEGENDARY PRECIOUS METALS, as applicable, and are incorporated by reference into and made part of the LEGENDARY PRECIOUS METALS Website.

1. Buying from Us

2. Sending Your Payment

3. Shipping Your Product

4. Expedited Shipping

5. Canadian Orders

6. LEGENDARY PRECIOUS METALS Return Policy, Buy-Back and Customer Service Policies

7. Risks

8. Market Loss Policy

9. Binding Contract

10. Security Policy

11. General Provisions

12. Definitions

 

1. Buying from Us

A. Placing an Order
The client may place an order with LEGENDARY PRECIOUS METALS by telephone with a sales representative or via the LEGENDARY PRECIOUS METALS Website. All sales are then verified with the client by telephone.

B. Sales Order Price Confirmations

When buying online from LEGENDARY PRECIOUS METALS, the price at which your Sales Order is submitted is the price quoted on the Website or by the sale representative once the order is confirmed by the client. The charges LEGENDARY PRECIOUS METALS adds are for shipping, handling and insurance which are disclosed at the time of purchase. Your confirmation number for your transaction will be provided in your return email.

C. Cancellations of Sales Orders with LEGENDARY PRECIOUS METALS

LEGENDARY PRECIOUS METALS has issued a Sales Order confirmation, (a) all prices are locked-in, and (b) there is a binding contract between LEGENDARY PRECIOUS METALS and you for your transaction and, as a result, any market risk for breach is transferred to you at the time the Sales Order is confirmed. Thereafter, you have no right to cancel your Sales Order(s). However, if you default in your performance of payment, shipment or any other required act, LEGENDARY PRECIOUS METALS may cancel you Sales Order(s), LEGENDARY PRECIOUS METALS reserves the right to cancel any Sales Order at any time and for any reason.

D. Sales Order Changes
A Sales Order may not be changed. We suggest you take the time and exercise the necessary diligence up front to make sure the Product you want is exactly what you request from LEGENDARY PRECIOUS METALS as reflected in your Sales Order.

E. Sales Order Payment Requirements
When you buy from LEGENDARY PRECIOUS METALS, you must ensure that your payment is received by LEGENDARY PRECIOUS METALS.  If you default and payment is not timely received by LEGENDARY PRECIOUS METALS, LEGENDARY PRECIOUS METALS reserves the right in its sole discretion to (a) accept your payment; (b) refuse your payment and cancel your Sales Order; (c) close your account; and/or (d) preclude you from placing future purchases with or from making future Sales to LEGENDARY PRECIOUS METALS.

When making payment by mail or wire, we recommend making payment the same day your Sales Order is placed and, when mailing payment, that you use a Federal Express or a similar service that offers priority delivery and provides you with a tracking number.
If you default and your payment is not timely received by LEGENDARY PRECIOUS METALS and a decline in the market value occurs, you will be liable for any Market Loss per our Market Loss Policy. You agree you have full responsibility and liability to LEGENDARY PRECIOUS METALS for any cancellation fee and/or Market Loss. Any Market Gain on cancellations shall vest in and remain the property of LEGENDARY PRECIOUS METALS.

2. Sending Your Payment
Payment instructions will be issued online on the Website of the online Sales Order Form and by email after you place your Sales Order. Payment must be dated within 24 hours of your Sales Order date and time. If you default and do not meet these requirements, LEGENDARY PRECIOUS METALS reserves the right to cancel Sales Orders. LEGENDARY PRECIOUS METALS does not accept C.O.D Sales Orders. LEGENDARY PRECIOUS METALS reserves the right to refuse or cancel any Sales Order at any time. You waive any right to any claim of any kind or nature whatsoever or actual damages of any kind or nature whatsoever.

A. Payment Options
Credit Card: LEGENDARY PRECIOUS METALS may, but is not obligated to, accept VISA and Mastercard for Sales Orders up to $5000.00. Credit Card Orders generally process in three business days. Some Credit Card Orders, however, may take longer to process as they may be subject to manual review by our fraud team. LEGENDARY PRECIOUS METALS can only ship to the Credit Card billing address you provide. Please confirm that the shipping address you provide is the same as the mailing address in your online account before placing Credit Card Sales Orders. You waive any right to any claim of any kind or nature whatsoever or actual damages of any kind or nature whatsoever. LEGENDARY PRECIOUS METALS has the right to refuse any Credit Card payment for any reason in its sole discretion.

Cashier’s Check, Personal Check, and Money Order: LEGENDARY PRECIOUS METALS may, but it not obligated to, accept Cashier’s Checks, Personal Checks and Money Orders up to $50,000. LEGENDARY PRECIOUS METALS deposits all of these payment types for collection. The processing time is 10 business days for all three of these payment types.

Cashier’s Checks, Personal Checks and Money Orders MUST be mailed within one day (24 hours) of the placement of your Sales Order(s) and MUST be received by LEGENDARY PRECIOUS METALS within ten calendar days. All orders not paid within this time frame will be and cancelled and cancellation fees/Market Loss Policy will apply and billed without any exceptions made.

IF THE CASHIER’S CHECK, MONEY ORDER OR PERSONAL CHECK IS NOT RECEIVED BY LEGENDARY PRECIOUS METALS WITHIN 10 CALENDAR DAYS FROM THE DATE YOU PLACED THE SALES ORDER(S) AND

YOU HAVE MAILED THE PAYMENT, LEGENDARY PRECIOUS METALS WILL REQUIRE TRACKING OF THE PAYMENT TO OVERIDE THE CANCELLATION. LEGENDARY PRECIOUS METALS STRONGLY RECOMMENDS THAT YOU SEND YOUR PAYMENT WITH DELIVERY CONFIRMATION.

Bank Wire: LEGENDARY PRECIOUS METALS may, but is not obligated to, accept Bank Wire Orders for $1000.00 up to $100,000.00. Bank Wires generally take three days to process

All Bank Wires MUST be generated within one day (24 hours) of the placement of your Sales Order(s) and MUST be received by LEGENDARY PRECIOUS METALS within one business day of the placement of your Sales Order(s). All orders not paid within this time frame will be and cancelled and cancellation fees/Market Loss Policy will apply and billed without any exceptions made. For example, if an order is placed before midnight on a Saturday, the Bank Wire would need to be received by LEGENDARY PRECIOUS METALS by close of business on Monday. If a Sales Order is placed before 8am EST on a non-holiday Monday, the Bank Wire would need to be received by LEGENDARY PRECIOUS METALS by the close of business on Monday. A Sales order placed Tuesday evening would need to be received by LEGENDARY PRECIOUS METALS by Wednesday at close of business.

If you are ordering with a Cashier’s Check, Personal Check, Money Order or Bank wire, during checkout you will have to enter your Credit Card details in order to: 1) verify your identity; and 2) enforce our Market Loss Policy in case of cancellation or failure to timely mail your payment as outlined herein. LEGENDARY PRECIOUS METALS DOES NOT charge your credit card, but does preauthorize it for a certain amount of your purchase price. Your card will only be charged if you fail to cancel or you fail to postmark your payment to LEGENDARY PRECIOUS METALS within one day of placing your Sales Order(s).

B. Currencies
We currently accept payments for Sales Orders in US Dollars, Canadian Dollars, Euros and British Pounds. Payment amount must equal prices quoted in USD.

3. Shipping Your Product
Sales Orders are shipped by LEGENDARY PRECIOUS METALS, in our discretion, by Registered/Insured U.S. Mail, UPS, Federal Express or other common carrier. Each package is fully insured. Packages sent registered and insured mail can take on average 5-10 Business Days to be received.

A. Estimated U.S. Shipping, Handling and Insurance Charges, Subject to Price Change by Carrier
• $15.00 (USD) for Sales Orders up to $499.99 (USD)• $25.00 (USD) for Sales Orders up to $999.99 (USD)• $35.00 (USD) for Sales Orders up to $4,999.99 (USD)• $45.00 (USD) for Sales Orders up to $9,999.99 (USD)• $55.00 (USD) for Sales Orders up to $14,999.99 (USD)• $65.00 (USD) for Sales Orders up to $24,999.99 (USD)• FREE for Sales Orders of $25,000.00 (USD) and over

B. Insurance for Sales Orders
LEGENDARY PRECIOUS METALS insures all of its Sales Order shipments to you for the sale value of the enclosed Product(s) purchased from LEGENDARY PRECIOUS METALS, subject to the following limitations. LEGENDARY PRECIOUS METALS must be notified in writing of a lost package within thirty (30) days from the ship date of your order. Should anything happen while your package is in transit, you might be permitted to claim coverage under our insurance policy provided that you directly receive the package from the common carrier. Neither we, nor our insurance company, accept (and we specifically disclaim) responsibility if you have left instructions with any carrier or delivery service to leave parcels for you without requiring your signature. Neither LEGENDARY PRECIOUS METALS, nor our insurance company, accept (and we specifically disclaim) responsibility if you have given any carrier or delivery service instructions to leave your package with anyone else. In such cases, your package will not be covered for insurance by LEGENDARY PRECIOUS METALS or our insurance carrier. If you do not receive the package directly from the common carrier, you agree to take all reasonable steps to assist in the recovery of the packages, including but not limited to filing out reports (and/or police reports) and providing all information needed or that may be requested to assist in recovery of the package. If you do not fully cooperate in recovery efforts, neither LEGENDARY PRECIOUS METALS, nor our insurance company or carrier, will have any liability to you.

When we ship to you, if Products are lost or damaged in transit, it is our responsibility to pursue and claim with the insurance company. If we determine the package is lost or damaged, LEGENDARY PRECIOUS METALS will file a claim. Once the claim is filed, we reserve the right to re-ship your items or refund your money at our discretion, and LEGENDARY PRECIOUS METALS shall have no further responsibility or liability to you. If there is any disruption in the delivery of a package to you, you agree to cooperate with us in any investigation or claim process and to take every reasonable action requested of you in the process.

C. Back Ordered Items
Supply and demand problems may occasionally occur in LEGENDARY PRECIOUS METALS’s business. If this should happen, LEGENDARY PRECIOUS METALS reserves the right to delay delivery of your Sales Order(s) up to 28 calendar days (from your expected shipping date) to fill your Sales order. Provided that you have not defaulted in the terms of your completed transaction, even if the price were to rise, your price is locked-in.  If the price is lower we will honor the lower price. We will deliver Bullion (non-Numismatic) Product within 28 calendar days. If your Sales Order included a Numismatic or supply item from LEGENDARY PRECIOUS METALS and we are sold out, we will either place the item on back order, attempt to locate another or refund your original sales price.

4. Expedited Shipping

A. Expedited Shipping
Expedited Shipping may be available at your cost depending on the availability of LEGENDARY PRECIOUS METALS Inventory. If you want expedited shipping please call LEGENDARY PRECIOUS METALS at 1-800-867-6101 to determine if your order will qualify for expedited shipping.

5. Canadian Orders
A. Canada
Canadian minimum Sales Order is $250.00 (USD). Shipping rates for Canada are the same as the United States shipping rates but shipments to Canada may take longer to arrive. Please note that all applicable Canadian or Province taxes will apply to all Canadian Orders.

6. LEGENDARY PRECIOUS METALS Return, Buy-Back and Customer Service Policies
If you are not completely satisfied with your order, LEGENDARY PRECIOUS METALS will accept the return of any certified coin(s) within 30 days of purchase and provide a full refund, excluding shipping, handling and insurance costs, provided the certified coins are in their original condition and remain in their sealed container. Certified coins returned after 30 days of purchase may be refunded at either the current market value of the coin or the original purchase price of the coin minus a 20% restocking fee, at the sole discretion of LEGENDARY PRECIOUS METALS. There is no money back guarantee on bullion purchases, unless otherwise stated in a specific advertisement.
LEGENDARY PRECIOUS METALS maintains a dedicated Customer Service Department that handles all customer service issues, including liquidation requests, refund requests and complaints. If, at any time in the future, you decide you would like to sell any precious metal or coin products purchased from LEGENDARY PRECIOUS METALS, as a service to our customers, LEGENDARY PRECIOUS METALS will provide you the opportunity to sell such products back as detailed above. You are, of course, free to sell to others. Due to market conditions at the time of your sale and other factors, you may receive less than what you originally paid. Our Customer Relations Department can be reached at 1-800-867-6101.

This Return and Buy-Back Policy is subject to withdrawal or change by LEGENDARY PRECIOUS METALS without notice to the customer.

7. Risks
The markets for coins are unregulated. Prices can rise or fall and buying coins carries some risks. LEGENDARY PRECIOUS METALS is not affiliated with the U.S. Government and the U.S. Mint. Past performance of the coin or the market cannot predict future performance. LEGENDARY PRECIOUS METALS is always prepared to assist you in selecting coins for your portfolio or collection. You understand, however, that the decision to purchase coins, and which coins to purchase, is ultimately yours alone.

a. Authenticity Risks
Forgery and counterfeiting are risks associated with the purchase of rare coins. To minimize these risks, it is recommended that customers purchase coins certified by one of the leading independent coin grading services. With the exception of certain uncertified circulated coins, each coin sold by has been graded by the Professional Coin Grading Service (“PCGS”). This coin grading service is recognized within the coin grading industry for its superior expertise, and guarantees unequivocally that coins certified by it are authentic. LEGENDARY PRECIOUS METALS replies upon those guarantees in selling coins, and does not independently verify whether certified coins are authentic. Accordingly, expressly disclaims any express or implied warranties otherwise attaching to the coins, including that the coins are merchantable.

b. Grading Risks
The retail price of a rare coin is highly dependent upon the condition or “grade” of that coin. Since grading is a subjective process, there is a risk in acquiring coins whose grades have not been independently certified by one of the leading independent coin grading services. The possibility exists that a coin could be misgraded by one of the independent grading services, and it is possible for such services to assign a different grade to the same coin up resubmission. The guarantees provided by such services provide protection against misgrading, given the continuing solvency of the services. cannot be responsible for any of the services’ guarantees or for subsequent changes in their policies and expressly disclaims any express or implied warranties associated with the grades assigned by PCGS.

c. Volatility
The coin market is subject to substantial fluctuations including significant and rapid increase and decreases in value from time to time. Investors must be able to assume the risk of such price fluctuations.

d. Special State Refund Policies

Alabama and West Virginia
LEGENDARY PRECIOUS METALS provides you the right to receive a full refund for the return of undamaged and unused metals or coins, provided that LEGENDARY PRECIOUS METALS receives written notice of the return within seven (7) calendar days after the date that you receive the merchandise. Your “receipt” of metals or coins is deemed to occur at the earliest of: (a) the date that you receive actual possession of the metals or coins; or (b) the date that you receive written confirmation that the metals or coins have been deposited on your behalf in an independent depository. LEGENDARY PRECIOUS METALS shall, upon written notice of cancellation and receipt of the merchandise in the same condition as delivered, issue a full refund with thirty (30) calendar days from the date of cancellation or, where merchandise has been delivered, the returned merchandise is received by LEGENDARY PRECIOUS METALS, whichever is later. All other transactions are final once payment has been received and the order has been agreed to and processed.

California
LEGENDARY PRECIOUS METALS provided you the right to cancel transactions, without regard to the type of coin or metal that you purchased, without any penalty or obligation, within three (3) business days following your receipt of the attached Notice of Buyer’s Right of Cancellation and the receipt of any products or, in the case of services, within seven (7) business days following receipt of the attached Notice of Confirmation. For a full explanation of this Right of Cancellation, see the attached “Notice of Buyer’s Right of Cancellation” which is attached hereto and which also will be delivered to you with the merchandise. To cancel a transaction, mail or deliver the signed and dated copy of this cancellation notice, or any other written notice, or send a telegram to LEGENDARY PRECIOUS METALS , PO Box 170339 Austin, Texas 78717 not later than midnight of the third (3) business day after receipt of the products and this notice of cancellation.

 

NOTICE OF BUYER’S RIGHT OF CANCELLATION
You may cancel this transaction, without penalty or obligation, with three (3) business days following your receipt of this Notice of Cancellation and the receipt of any products or in the case of services, with seven (7) business days following receipt of the attached notice of confirmation. If you cancel, any payments made by you or authorized by you pursuant to any telephonic solicitation and purchase agreement shall be returned to you within 10 days following receipt by the seller of your cancellation notice. If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to your under this contract, agreement, or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller’s expense and risk. If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the sell and fail to do so, then you remain liable for the performance of all obligations under the contract. To cancel this transaction, mail or deliver and signed and dated copy of this cancellation notice, or any other written notice, or send a telegram to LEGENDARY PRECIOUS METALS,  PO Box 170339 Austin, Texas 78717 not later than midnight of the third (3) business day after receipt of the products and this notice of cancellation.
I HEREBY CANCEL THIS TRANSACTION. _____________                          ______________________________DATE                                             BUYER’S SIGNATURE
NOTICE OF BUYER’S RIGHT OF CANCELLATION You may cancel this transaction, without penalty or obligation, with three (3) business days following your receipt of this Notice of Cancellation and the receipt of any products or in the case of services, with seven (7) business days following receipt of the attached notice of confirmation. If you cancel, any payments made by you or authorized by you pursuant to any telephonic solicitation and purchase agreement shall be returned to you within 10 days following receipt by the seller of your cancellation notice. If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any goods delivered to your under this contract, agreement, or sale, or you may, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller’s expense and risk. If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller, or if you agree to return the goods to the seller and fail to do so, then you remain liable for the performance of all obligations under the contract. To cancel this transaction, mail or deliver and signed and dated copy of this cancellation notice, or any other written notice, or send a telegram to LEGENDARY PRECIOUS METALS, PO Box 170339 Austin, Texas 78717 not later than midnight of the third (3) business day after receipt of the products and this notice of cancellation.
I HEREBY CANCEL THIS TRANSACTION. _____________                          ______________________________DATE                                             BUYER’S SIGNATURE
Alaska
This agreement offers you the right to cancel your first transaction as stated below:LEGENDARY PRECIOUS METALS CUSTOMER SATISFACTION AND DELIVERY POLICY LEGENDARY PRECIOUS METALS CUSTOMER SATISFACTION AND DELIVERY POLICY – CANCELLATION OR REPLACEMENT.
LEGENDARY PRECIOUS METALS shall give the buyer a refund, credit, or replacement, at the option of the buyer if,
(1) The property or services purchased is defective, not as represented or not received as promised by the seller;(2) Within 7 days after receiving the purchased property, the buyer returns the purchased property and makes a written request for the refund, credit, or replacement; or(3) Within 7 days after paying for the purchased services and before the services are provided, the buyer makes written request for the refund, or credit.
Montana
This agreement offers you the right to cancel your first transaction as stated below:
You, the purchaser, may cancel this transaction without any penalty or obligation at any time prior         to midnight of the third (3) business day after receipt of this notice. If you cancel, any payments made      by   you under the sale will be returned within 10 business days of the day your written notice of cancellation is received by the seller and any security interest connected to this transaction will be cancelled. If you cancel, you must make available to the seller at your residence, in substantially as good condition as when received, any good delivered to you under this sales contract; or you may, if you wish, comply with the seller’s instructions regarding returning the goods at the seller’s expense and risk.
If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation or if the seller does not agree to assume the expense and risk of the return of the goods to the seller, you may retain or dispose of the goods without any further obligation. If you fail to make the goods available to the seller or if you agree to return the goods to the seller and fail to return the goods, then you remain liable for the performance of all your obligations under the sales contract. To cancel this transaction, mail, deliver, or telegram a written notice of cancellation to LEGENDARY PRECIOUS METALS at the following address: PO Box 170339 Austin, Texas 78717.
Arkansas
This agreement offers you the right to cancel your first transaction as stated below:
Transaction Date: Date of first transaction You are entitled to cancel the agreement or offer referred to above at any time prior to midnight of the third day, excluding Sundays and holidays, after the day you signed the agreement or offer. In the event you cancel, the seller must return to you (1) any payments made; (2) any goods or other property (or a sum equal to the amount of the trade-in allowance given therefor); and (3) any note or other evidence of indebtedness, given by you to the seller pursuant to or in connection with the agreement or offer. After cancellation, the seller is entitled to receive back from you at your address any good previously delivered by him or her to you in substantially the same condition as delivered, providing he or she has returned any payments and good or other property received from you, to the extent indicated above. If the seller does not call for his or her goods at your address with twenty (20) days after you give notice of cancellation, you may keep them as your own.
TO CANCEL THIS TRANSACTION, MAIL OR DELIVER A SIGNED AND DATED COPY OF THIS CANCELLATION NOTICE OR ANY OTHER WRITTEN NOTICE TO LEGENDARY PRECIOUS METALS, PO BOX 170339 AUSTIN, TX 78717, NOT LATER THAN MIDNIGHT ON THE THIRD (3) DAY AFTER THE FIRST TRANSACTION.
I HEREBY CANCEL THIS TRANSACTION. _____________                          ______________________________DATE                                             BUYER’S SIGNATURE
Delaware
This agreement offers you the right to cancel your first transaction as stated below:
You, the purchaser, may cancel this transaction without any penalty or obligation at any time prior to midnight of the seventh (7) business day after receipt of this notice. If you cancel, any payments made by you under sale will be returned within 10 business days following receipt by the seller of your written notice of cancellation and any security interest arising out of the transaction will be cancelled. If you, you must make available to the seller at your residence, in substantially as good condition as when received, any merchandise delivered to you under this contract of sale; or you ma, if you wish, comply with the instructions of the seller regarding the return shipment of the goods at the seller’s expense and risk. If you do make the goods available to the seller and the seller does not pick them up within 20 days of the date of your Notice of Cancellation, or agree to pay the expense for its return, you may retain or dispose of the merchandise without any further obligation. If you fail to make the merchandise available to the seller, or if you agree to return the merchandise to the seller and fail to do so, then you remain liable for the performance of all obligations under the contract. To cancel this transaction, mail or deliver a written notice of cancellation is deemed to be the postmarked date upon which the notice was mailed to the seller, the date upon which the notice was delivered to any commercial document or parcel service for delivery to the seller or the date upon which any telegram was sent to the seller.
__________________________                          ______________________________Date                                                                           Signature
Oregon
This agreement offers you the right to cancel your first transaction as stated below:
This contract is a contract made pursuant to a telephone solicitation sale regulated by Oregon Revised Statutes 83.710 to 83.750. The person offering to buy goods or services under this contract understand that: (1) No discussions or agreements between the buyer and the offering to sell goods or services formed a binding agreement except as provided by this contract; (2) There is no binding agreement between the buyer and seller until the seller receives a copy of this contract signed by the buyer; and (3) All of the terms of the agreement between the buyer and the seller are contained, in writing, in this contract.
Idaho and Oklahoma
This agreement offers you the right to cancel your first transaction as stated below:
You may cancel this transaction, without any penalty or obligation whatsoever, with three (3) business days of the date in which you receive this written confirmation. If you cancel, all payments or other consideration which may have already been made by you will be returned within ten (10) business days following receipt by the telephone solicitor of your cancellation notice. If you cancel, you must return the goods to the telephone solicitor at the address listed below and at the telephone solicitor’s risk and expense within twenty-one (21) days of the date you receive back from the telephone solicitor the payments or consideration you have already made. To cancel this transaction, deposit in the mail or deliver a signed and dated copy of this Cancellation Notice or any other written notice to LEGENDARY PRECIOUS METALS at the following address: PO Box 170339 Austin, Texas 78717 not later than midnight of the third (3) business day after which you received this notice.
I HEREBY CANCEL THIS TRANSACTION. _____________                          ______________________________DATE                                             BUYER’S SIGNATURE
8. Market Loss Policy
When you buy from LEGENDARY PRECIOUS METALS, once we have issued a Sales Order confirmation number, you have a binding contract, the transaction price is locked-in and any corresponding market risk is transferred to you. This is a benefit to you because you know your price at your Sales Order confirmation time and we believe this is one of the key benefits of transacting with LEGENDARY PRECIOUS METALS. If you default in your performance of payment, shipment or any other act required by you, we may cancel your Sales Order(s). If your Sales Order(s) is cancelled, you agree you have full responsibility and liability to LEGENDARY PRECIOUS METALS for all fees and costs associated with LEGENDARY PRECIOUS METALS efforts in collecting from you. Any Market Gain on Sales Order cancellations shall vest in and remain the property of LEGENDARY PRECIOUS METALS, and LEGENDARY PRECIOUS METALS shall have no responsibility to you for Market Gain. We reserve the right to cancel any Sales Order(s) at any time and for any reason. All future Sales Orders will be held for shipment until any/all outstanding Market Loss and/or cancellation fee balances have been paid in full.
When you sell to LEGENDARY PRECIOUS METALS, once we have issued a Purchase Order confirmation number, you have a binding contract, the transaction price is locked-in and the corresponding market risk is transferred to you. This is a benefit to you because you know your price at your Purchase Order confirmation time and we believe this is one of the key benefits of transacting with LEGENDARY PRECIOUS METALS. Coins must be received within thirty (30) days of your receipt of the Purchase Order confirmation number. Failure to adhere to this requirement will render the Purchase Order null and void. If you default in your performance of shipment, quality or quantity or any other act required by you, we may cancel your Purchase Order(s). If your Purchase Order(s) is cancelled, you agree you have full responsibility and liability to, LEGENDARY PRECIOUS METALS for all fees and costs associated with LEGENDARY PRECIOUS METALS’ efforts in collecting from you. Any Market Gain on Purchase Order cancellations shall vest in and remain the property of LEGENDARY PRECIOUS METALS, and shall have no responsibility to you for Market Gain. We reserve the right to cancel any Purchase Order(s) at any time and for any reason.
9. Binding Contract
Once you have placed a Sales Order to buy from LEGENDARY PRECIOUS METALS or a Purchase Order to sell to LEGENDARY PRECIOUS METALS, you have entered a binding contract.
10. Security Policy
We use reasonable security measures to protect the confidentiality of personal information under our control and appropriately limit access to it. We cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk.
We use a variety of information security measures to protect your online transactions with us. Our     website uses Secure Sockets Layer (SSL) encryption technology to protect your personal information during data transport. SSL protects information you submit via our website such as ordering information, including your name, address and Credit Card number. 11. General Provisions
A. Absence of Relationship
The sole relationship between LEGENDARY PRECIOUS METALS and you is that of buyer-seller. No other relationship, including, without limitation, any agent-principal relationship, any employee-employer relationship, any franchisee-franchisor relationship, any joint venture relationship or any partnership relationship, between LEGENDARY PRECIOUS METALS and you exists.
B. Additional Items
Additional terms relating to certain Products (such as prices, methods of payment, our policies with respect to returns, refunds, and cancellations and/or exchanges) may be posted on the LEGENDARY PRECIOUS METALS Website on the pages describing the Products.
C. Assignment
You may not assign any of your rights or obligations under this User Agreement without the prior written consent of, which may be granted or withheld by in its sole discretion. This contract, including but not limited to the User Agreement, shall be binding on all permitted assigns and successors of LEGENDARY PRECIOUS METALS and you.
D. Confidentiality
You shall hold the existence and terms of all your transactions with LEGENDARY PRECIOUS METALS, including, without limitation, the existence of any disagreement or dispute and the existence and the terms of any resolution thereof, in strictest confidence and you shall not disclose any such information to any person or entity unless (a) such disclosure is required by applicable law or regulation or (b) such disclosure is required by a court or other tribunal of competent jurisdiction. If you become aware that you may be required to make any disclosure of such information, including, without limitation, as a result LEGENDARY PRECIOUS METALS and you shall cooperate, in good faith, with LEGENDARY PRECIOUS METALS in obtaining a protective order or other appropriate relief, if any, with respect to such disclosure.
E. Arbitration
THIS AGREEMENT CONTAINS A BINDING AND ENFROCEABLE PRE-DISPUTE ARBITRATION CLAUSE, VENUE PROVISION, AND LIMITATION ON LIABILITY.
a) Arbitration is final and binding on the parties.b) The parties are waiving their right to seek remedies in court, including the right to jury trial.c) Pre-arbitration discovery is generally more limited than and different from court proceedings.d) The Arbitrator’s award is not required to include factual findings or legal reasoning and any party’s right to appeal or to seek modification of rulings by the Arbitrator is strictly limited.
It is agreed and stipulated that this Agreement involves commerce, such that the Federal Arbitration Act (“FAA”) applies.  Any controversy or claim arising out of or relating to transactions between you (also referred to herein as “Client”) and LEGENDARY PRECIOUS METALS or any of LEGENDARY PRECIOUS METALS’ present or former officers, directors, agents or employees (collectively “LEGENDARY PRECIOUS METALS”), whether based in contract, statute, tort, warranty, or otherwise, shall be submitted to binding arbitration under the FAA in accordance with the Commercial Arbitration Rules of the American Arbitration Association in effect at the time the arbitration commences.  (For a copy of the rules, visit www.adr.org). Arbitration shall be conducted in Austin, Texas, unless the Parties mutually agree in writing to an alternative location. Judgment upon the award rendered by the Arbitrator may be entered in any court having jurisdiction thereof. By accepting, opening or maintaining an account between you and LEGENDARY PRECIOUS METALS, or by purchasing goods from LEGENDARY PRECIOUS METALS, you agree that all controversies between you and which may arise from or relate to, directly or indirectly, any account you have with LEGENDARY PRECIOUS METALS or any transaction between you and, regardless of the cause or claim asserted, shall be determined by arbitration. This arbitration provision shall apply to any controversy or claim or issue in any controversy arising from events which occur prior to, on or subsequent to the execution of this arbitration agreement. The award of the Arbitrator shall be final.The Parties further agree that any claims brought in connection with this agreement shall be brought in the party’s individual capacity and not as a class member of any purported class or as any type of representative proceeding or collective action. Client and LEGENDARY PRECIOUS METALS agree to waive any right to (a) initiate representative actions, collective actions, and/or class actions, and (b) to participate in representative actions, collective actions, or class actions initiated by others.  The Parties further agree that the arbitration of a Client’s claim will be conducted on an individual basis and will not be consolidated with the claim of any other client. The Parties further agree that the arbitrator has no right or authority to preside over any form of representative or class proceeding. UNLESS REQUIRED BY STATUTE, UNDER NO CIRCUMSTANCES SHALL LEGENDARY PRECIOUS METALS BE LIABLE TO ANY PERSON OR ENTITY FOR INDIRECT, INCIDENTAL, ADDITIONAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES. Except as required by statute, LEGENDARY PRECIOUS METALS’ liability in any and all claims, whether based in tort, contract, warranty, or otherwise, shall not exceed the amount actually paid by the Client for the items in dispute minus the item’s fair market value as of the date of the arbitration commencement.  It is agreed that the Arbitrator shall have no authority to award any damages in excess of those permitted under the terms of this agreement.  The Arbitrator shall have exclusive authority to resolve any dispute relating to the enforceability of this Agreement including, but not limited to, the determination of the scope, applicability, or enforceability of this agreement to arbitrate and any claim that all or any part of this Agreement is void or voidable. If any term or provision, or portion of this arbitration agreement is declared unlawful, void, or unenforceable, it shall be severed and the remainder of this arbitration agreement shall be enforceable.  Alternative Choice of VenueIn the event the arbitration agreement is found unenforceable, any legal action or proceeding between Client and LEGENDARY PRECIOUS METALS shall be brought in the Courts of the State of Texas and the County of Travis or in the United States District Court, Western District of Texas, Austin Division. Client and LEGENDARY PRECIOUS METALS hereby accept the jurisdiction of these Courts, and waive all objections including any objection as to venue or based on the ground of forum non-conveniens. Choice of lawSubject to the FAA and the supremacy thereof, and except for any state laws that conflict with or are preempted by the FAA, this agreement shall be governed by the laws of the State of Texas excluding conflict of law principals, but subject to the Arbitration Agreement above.LEGENDARY PRECIOUS METALS Mailing Address is as follows:   PO Box 170339 Austin, Texas 78717    (is this correct?)F. Force Majeure
If LEGENDARY PRECIOUS METALS cannot perform any obligation hereunder as a result of any event that is beyond its control, delay or failure to perform such obligation shall be excused and LEGENDARY PRECIOUS METALS shall not be liable for any damages as a result of, or in connection with, such delay or such failure.
G. Notices
Except as otherwise provided herein, all notices and other communications to LEGENDARY PRECIOUS METALS shall be directed to LEGENDARY PRECIOUS METALS, c/o Chief Compliance Officer, PO Box 170339 Austin, Texas 78717 and all other notices and other communications to you shall be directed, at the option of LEGENDARY PRECIOUS METALS, to the address that you provided to LEGENDARY PRECIOUS METALS at the time of your registration.
H. Privacy Policy and User Agreement
You acknowledge and agree that may preserve the User Content and may also disclose User Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonable necessary to: (a) comply with legal process; (b) enforce this Agreement; (c) respond to claim(s) or assertion(s) that any User Content violates the rights of third-parties; or (d) protect the rights, property, or personal safety of LEGENDARY PRECIOUS METALS., its users and the public. You understand that the technical processing and transmission of the Website, including your User Content, may involve transmissions over various networks and changes to conform and adapt to technical requirements of connecting networks or devices.  Please refer to the Privacy Policy currently provided on the LEGENDARY PRECIOUS METALS Website, which is fully incorporated herein by reference.
I. Recording of Phone ConversationsLEGENDARY PRECIOUS METALS may record phone conversations between you and LEGENDARY PRECIOUS METALS, and you expressly consent to the recording of such phone conversations.
J. Absence of Waivers
A decision or failure by LEGENDARY PRECIOUS METALS to take action with respect to any non-compliance by you or your obligations to LEGENDARY PRECIOUS METALS or to insist upon strict adherence to any term in the User Agreement, does not affect the ability of LEGENDARY PRECIOUS METALS with respect to any other non-compliance by you, and does not waive or limit LEGENDARY PRECIOUS METALS’ right thereafter to insist upon strict adherence to that or any other term, whether of a similar or dissimilar nature.
K. Pricing or Typographical Errors
We work hard to provide accurate product and pricing information to you. However, pricing or typographical errors may occur. In the event that an item is listed at an incorrect list price or with incorrect information due to an error in pricing or Product Information, LEGENDARY PRECIOUS METALS shall have the right, at our sole discretion, to refuse or cancel any Sales Orders or Purchase Orders place by or sent to you for that item. We will either contact you for instructions or cancel you Sales Order or Purchase Order and notify you of such cancellation. Prices and availability are subject to change without notice. If a refund is provided or there is any delay in sending you your products or your payment, as the cause may be, you waive any right to claim or actual damages of any kind or nature whatsoever.
L. Severability
The User Agreement is intended to be enforceable to the fullest extent permitted by applicable law. If any term of the User Agreement is held to be unenforceable for any reason, such unenforceability shall not affect the other terms of the User Agreement, and the term that would otherwise be unenforceable shall be enforced to the fullest extent that it would be enforceable.
M. Amendment
LEGENDARY PRECIOUS METALS may amend the User Agreement at any time by posting the amended terms on the website and such amendments shall automatically be accepted by you unless receives a Notice of Cancellation from you within five business days after such amendment is posted become effective immediately.
N. Entire Agreement
The User Agreement, the Privacy Policy and confirmations of the Sale or Purchase transactions hereunder set forth the entire understanding between LEGENDARY PRECIOUS METALS and you with respect to the subject matter of our transactions, all of which constitute an Agreement with you and LEGENDARY PRECIOUS METALS. If you are attempting to conduct business with LEGENDARY PRECIOUS METALS on someone else’s behalf, LEGENDARY PRECIOUS METALS must first receive any and all legal documents (ie, without limitation, Power of Attorney, Letter Testamentary, etc) that you have authority to conduct such online business for that person.  12. Definitions  The following terms have the following meanings in the User Agreement:
a. Bullion
The term “Bullion” means the term that is used to describe (1) Gold, Silver, Platinum or Palladium Coin(s), bar(s) or round(s) which closely follow spot prices and have little or no Numismatic value (such as restrikes); and (2) the form in which metal is shaped such as bars, ingots or wafers.
b. Business Day(s)
The term “Business Day(s)” means a day other than a Saturday, a Sunday or a day that is a holiday under the federal law of the United States of America and/or the laws of the State of Texas.
c. Coin(s)
The term “Coin(s)” means a stamped piece of metal of a known weight and fineness issued by a sovereign government.
d. Fair Market Value
The term “Fair Market Value” means the Fair Market Value of the Coin Product as determined by LEGENDARY PRECIOUS METALS, in its reasonable discretion, as of 5:00 p.m., Central Time, on the date of cancellation of the Sales Order or the Purchase Order of the coins.
e. Market Gain
The term “Market Gain” means:
When a Sales Order or Sale, as the case may be, is cancelled by LEGENDARY PRECIOUS METALS, Market Gain occurs when the Fair Market Value of the Coin Product(s) on the date of the cancelled Sales Order or Sale is greater than the original sales price of the Coin Product(s) as it appears on the cancelled Sales Order.When a Purchase Order or Purchase, as the case may be, is cancelled by LEGENDARY PRECIOUS METALS, Market Gain occurs when the Fair Market Value of the Coin Product(s) on the date of the cancelled Purchase Order or Purchase is less than the original purchase price of the Coin Product(s) as it appears on the cancelled Purchase Order.
f. Market Loss
The term “Market Loss” means:LEGENDARY PRECIOUS METALS, Market Loss occurs when the Fair Market Value of the Product(s) on the date of the cancelled Sales Order or Sale is less than the original sales price of the Product(s) as it appears on the cancelled Sales Order.
When a Purchase Order or Purchase, as the case may be, is cancelled by LEGENDARY PRECIOUS METALS, Market Loss occurs when the Fair Market Value of the Product(s) on the date of the cancelled Purchase Order or Purchase is greater than the original purchase price of the Product(s) as it appears on the cancelled Purchase Order.
g. Numismatic Coins
The term “Numismatic Coins” means a Coin, the price of which depends more in its (their) rarity, condition, dates, and mint marks than on their gold or silver content, if any.
h. Numismatic
The term “Numismatic” means the study or collection of anything used as a medium of exchange – especially Coins and paper money.
i. Order(s)
The term “Order(s)” means, as applicable, a confirmed Sale by a customer or Purchase by LEGENDARY PRECIOUS METALS, whether such Order was made through the Website, by telephone, in person or otherwise.
j. Precious Metal(s)
The term “Precious Metal(s)” means Gold, Silver and Platinum along with the Platinum group of           elements: rhodium, osmium, ruthenium, Palladium and iridium. Precious Metals are characteristically lustrous, ductile, rare and nonreactive.
k. Product(s)
The term “Product(s)” means a Product that is the subject of an Order. A Product may      include,    without limitation, Bullion, a Coin, whether Numismatic, Semi-Numismatic or not, a Precious Metal, and/or supplies.
l. Purchase(s)
The term “Purchase(s)” means the acquisition of Product(s) by LEGENDARY PRECIOUS METALS from a   customer, whether made through the Website, by telephone, in person or otherwise, with the number, quality and price confirmed. A Purchase is distinct from the acquisition by a customer from LEGENDARY PRECIOUS METALS of a Product, which is treated as a Sale hereunder.
m. Purchase Order(s)
The term “Purchase Order(s)” means an Order placed by LEGENDARY PRECIOUS METALS with a customer for the acquisition by LEGENDARY PRECIOUS METALS of Product(s) from the customer.
n. Sale(s)
The term “Sale(s)” means the acquisition of Product(s) by a customer from, whether made through the Website, by telephone, in person, or otherwise, with the number, quality and price confirmed. A Sale is distinct from the acquisition by LEGENDARY PRECIOUS METALS from a customer of a Product, which is treated as Purchase hereunder.
o. Sale Order(s)
The term “Sale Order(s)” means an Order placed by a customer with LEGENDARY PRECIOUS METALS for the acquisition by the customer of Product(s) from LEGENDARY PRECIOUS METALS.
p. User Content
The Term “User Content” means content posted by you on the Website, including without               limitation any images or testimonials
q. Website
The term “Website” means the websites located at: legendarypreciousmetals.com_
I have read and agree to all the Terms and Conditions of the User Agreement. I acknowledge on request that I am over the age of 18 and of sound mind, capable of making purchase decisions.
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